N I C K S A D E K S O T H E B Y ’ SI N T E R N A T I O N A L R E A L T YHistoric charm. Active living. Modern opportunity. 916.747.0773 tiegen@tiegenboberg.com www.TiegenBoberg.com F A L L 2 0 2 6FolsomCALIFORNIA Neighborhoods, Schools, Lifestyle & Real Estate GuideBROKER ASSOCIATE | CA DRE# 01964215 between the Lake & the Hills F O O T H I L L L I V I N G

L I V I N G I N F O L S O M F O L S O M A T A G L A N C E Figures are approximate and subject to change. Verify current information before making a move. Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com 0 2 W E L C O M E 0 1 W E L C O M E T O F O L S O M Why Folsom? Folsomoffers a rareblend of historic character,outdoor recreation, highlyregarded public schools, regional employment access, and a broad selection of homes. It is a city where an early morning trail ride, a day on the water, a quick commute to Sacramento-area employment centers, and dinner in Historic Folsom can all fit into the same week. For buyers, Folsom provides meaningful choice: established neighborhoods with mature landscaping, low-maintenance options, executive homes with views and upgrades, and newer communities in South Folsom and Folsom Ranch. For sellers, the city’s lifestyle appeal continues to attract buyers looking for more than a house—they are looking for a connected, active, and well-located place to live. 49 City parks, plus roughly 980 ≈95,600 3 Waterways: Folsom Lake, Lake Natoma & the American River ≈$119K 50+ mi Gold Line acres ofopen space Median household income Light-rail connection to downtown Sacramento Paved bike & pedestrian trails P H O T O Historic Sutter Street

0 1 FolsomLake, Lake Natoma, and the American River make outdoor recreation part of daily life. Residents enjoy boating, paddle boarding, kayaking, fishing, cycling, hiking, running, picnics, and waterfront views. 0 3 Sutter Street is the city’s historic social center, known for locally owned restaurants, cafés, boutiques, events, and a Gold Rush-era streetscape. It is a destination for both residents and visitors. L I V I N G L O C A L I N F O L S O M I N S I G H T 0 2 Folsom’s trail network links neighborhoods, parks, schools, and recreation destinations. The Johnny Cash Trail is a recognizable local route connecting the Historic District toward Folsom Lake Crossing. Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com L I F E S T Y L E 0 3 0 2 T H E F O L S O M L I F E S T Y L E Built for an Active, Connected Life Historic Folsom Water & Outdoors Trails & Parks Everyday Convenience Folsom combines fitness studios, healthcare, restaurants, and major shopping destinations with access to regional employers and Highway 50. Local rhythm matters: the lake, trails, Historic District, and community events are not occasional attractions here—they are part of how many residents spend their weekends. 0 4

L I V I N G I N F O L S O M L O C A L P E R S P E C T I V E C O N N E C T I O N S Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com H I G H W A Y 5 0 Primary east-west vehicle connection R E G I O N A L A C C E S S Sacramento, Rancho Cordova, El Dorado Hills, Roseville, and the fo o thi lls G O L D L I N E L I G H T R A I L Sacramento Regional Transit service from Historic Folsom and other city stations toward downtown Sacramento 0 4 W O R K & C O M M U T E 0 3 W O R K , C O M M U T E & C O N N E C T I O N S Career Access Without Giving Up Lifestyle Folsom is a major employment hub within the Sacramento region, with a workforce that includes a strong concentration of management, business, science, arts, sales, and office occupations. The city attracts residents who work locally as well as professionals commuting to Sacramento, Rancho Cordova, El Dorado Hills, Roseville, and other regional employment centers. Commute experience varies by neighborhood, schedule, and destination. Buyers should drive their actual commute at their likely travel time before choosing a location. Folsom

L I V I N G I N F O L S O M B U Y E R R E M I N D E R Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com S C H O O L S & F A M I L Y 0 5 0 4 S C H O O L S & F A M I L Y R E S O U R C E S Schools, Learning & Family Life Much of Folsom is served by the Folsom Cordova Unified School District, with public school options that are a major consideration for many relocating households. School attendance boundaries, enrollment availability, programs, and transportation can change, so buyers should verify all details directly with the district before making a housing decision. Never rely solely on a real estate listing for school information. Confirm current boundaries, enrollment procedures, school programs, and transportation directly with the applicable school district. Recreation Public Schools Early Learning & Childcare Library & Community Resources City programs, parks, youth sports, camps, and community activities add to Folsom’s family appeal. Folsom Cordova Unified School District serves much of the area. Families will find arange of preschool,childcare, enrichment, and recreation programs throughout the city and surrounding region. Library programs and community resources area valued part of family life. Verify current programming directly through City of Folsom resources.

L I V I N G P U B L I C S C H O O L S Folsom Cordova Unified School District I N F O L S O M L O C A L G U I D A N C E When comparing homes, verify the exact address through the school-boundary lookup—not the neighborhood name, listing remarks, or an online map. New development and boundary updates can affect future assignments. H I G H —Folsom High School —Vista del Lago High School Folsom Cordova Community Charter School options may be available; verify current enrollment and eligibility. M I D D L E —Folsom Middle School —Sutter Middle School Other options depend on exact address and annual district boundaries. Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com E L E M E N T A R Y —Carl Sundahl Elementary — Folsom Hills Elementary —Gold Ridge Elementary —Oak Chan Elementary —Russell Ranch Elementary —Theodore Judah Elementary —Sandra J. Gallardo Elementary —Mangini Ranch Elementary S C H O O L S & E D U C A T I O N 6 0 4 S C H O O L S & E D U C A T I O N Schools & Education in Folsom Formany households, schools are a major part of choosing where to live. Folsom offers a broad range of public-school, private-school, early-learning, enrichment, and higher- education options. Most Folsom addresses are served by the Folsom Cordova Unified School District, though school assignment can vary by exact address and may change as neighborhoods grow. I M P O R T A N T B U Y E R N O T I C E School information should always be verified directly with the appropriate school district before writing an offer or making a housing decision. Attendance boundaries, enrollment availability, transportation, school programs, and transfer policies can change. S C H O O L L O O K U P The Folsom Cordova Unified School District serves much of Folsom and provides elementary, middle, and high school options, along with specialized programs. Its secondary schools offer core academic instruction, electives, world languages, career and college preparation, athletics, performing arts, and other activities. Verify Your Assigned School by Exact Property Address Sample Folsom-Area Schools Q R FCUSD boundary l ooku p

L I V I N G I N F O L S O M P R O G R A M S & O P P O R T U N I T I E S Families may find a range of academic and enrichment paths within the district. Program availability varies by school and can include college and career preparation, arts, athletics, STEM-focused learning, advanced coursework, language study, and specialty programs. The district identifies options such as Global Program Studies at Folsom High School, a STEM Academy at Mills Middle School, Spanish acceleration at Sutter and Mills middle schools, and additional International Baccalaureate programs elsewhere in the district. B E F O R E N A R R O W I N G Y O U R N E I G H B O R H O O D C H O I C E S , I D E N T I F Y : Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com S C H O O L S & E D U C A T I O N 0 7 0 5 L E A R N I N G & F A M I L Y R E S O U R C E S Beyond K–12: Learning, Enrichment & Family Resources Higher Education Early Learning & Childcare Active Family Life Private & Independent Options Your preferred school type or program Enrollment and transfer requirements Commute timing for your household Folsom LakeCollege has its main campus in Folsom at 10 College Parkway and is part of the Los Rios Community College District. It provides local access to college coursework, workforce training, continuing education, and student activities. Folsom familiescan choose among privatepreschools, childcare providers, in-home care, and early-learning programs. Availability, hours, cost, and waitlists vary widely, so families relocating to Folsom should begin their childcare search early. The exact school assignment for each property Transportation and after-school needs Access to childcare, sports, and enrichment programs Private, faith-based, charter, andindependent educational options are available in and around Folsom. Because admissions, grade availability, tuition, transportation, and enrollment timelines vary, families should contact each school directly for current information. Outsidethe classroom, Folsom’s parks, trails, recreation programs, camps, youth sports, libraries, arts opportunities, and nearby water recreation give families plenty of ways to stay engaged. The city’s outdoor setting makes it easy to connect everyday routines with active time outside. A Home Search Should Include a School Search School names, programs, grades served, boundaries, and enrollment policies are subject to change. Confirm all information directly with Folsom Cordova Unified School District and any private or charter school before relying on it in a real estate decision.

13L I V I N G I N F O L S O M Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com 0 8 N E I G H B O R H O O D S 0 5 N E I G H B O R H O O D S A T A G L A N C E Folsom Is Not One Experience Folsom’s neighborhoodsdiffer in age, homestyle, land use,access to parks and amenities, HOA structure, potential Mello-Roos or CFD assessments, and proximity to major roads. The right fit depends on how you live—not simply on bedroom count or price. 1 American River Canyon North 2 3American River Canyon Historic Folsom 4 Central Folsom 5 6Briggs Ranch The Parkway 7 Empire Ranch 8 9Broadstone Lexington Hills 10 Willow Springs 11 12Prairie Oaks Natoma Station 10 Russell Ranch (Newest)Folsom Lake

L I V I N G H O U S I N G F E E L Older and varied housing stock, from historic-era character homes to nearby established neighborhoods. C O N S I D E R A T I O N S Event activity, parking patterns, lot sizes, and home age can vary block by block. B E S T K N O W N F O R Sutter Street, historic character, dining, events, light-rail access, and proximity to trails and the river/lake recreation corridor. I N F O L S O M H O U S I N G F E E L A broad range of traditional detached homes, often with mature landscaping and established streets. C O N S I D E R A T I O N S Buyers should compare updates, roof/HVAC age, lot orientation, and proximity to major traffic routes. B E S T K N O W N F O R Established neighborhoods, practical access to schools, shopping, parks, and central city amenities. Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com H O U S I N G F E E L Predominantly established suburban neighborhoods with a range of floor plans and price points. C O N S I D E R A T I O N S Compare HOA requirements, traffic patterns near retail corridors, and the individual character of each subdivision. B E S T K N O W N F O R Everyday convenience, retail and restaurant access, newer-than- central housing, and commuter practicality. N E I G H B O R H O O D S 0 9 0 6 E S T A B L I S H E D F O L S O M Character, Convenience & Community Historic Folsom / Old Town Central Folsom Broadstone

L I V I N G H O U S I N G F E E L Larger and more executive-oriented homes are common, with neighborhood-by-neighborhood variation. C O N S I D E R A T I O N S Verify HOA details, lot location, golf- course adjacency, views, and potential maintenance consi d er a ti ons. B E S T K N O W N F O R Golf-course proximity, established streets, nearby schools, parks, and a move-up-home profile. I N F O L S O M H O U S I N G F E E L Varied, with some areas offering larger lots, views, or a more private f eel. C O N S I D E R A T I O N S Travel routes, slopes, lot orientation, and nearby open-space conditions can be meaningful. B E S T K N O W N F O R A foothill-edge setting, access toward El Dorado Hills and Folsom Lake, and a mix of established homes. Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com H O U S I N G F E E L A mix of traditional homes and distinctive established properties. C O N S I D E R A T I O N S Assess road access, topography, home condition, insurance needs, and proximity to recreation activity. B E S T K N O W N F O R Mature trees, proximity to Lake Natoma and American River recreation, and a more established residential setting. N E I G H B O R H O O D S 1 0 0 7 S C E N I C & E S T A B L I S H E D Scenic, Established & Executive-Friendly Empire Ranch East FolsomAmerican River Canyon / Lake Natoma

L I V I N G L O C A L H O U S I N G F E E L Modern homes, attached options, detached homes, builder communities, and a wide range of lot sizes and upgrades. C O N S I D E R A T I O N S Confirm HOA rules, Mello-Roos or CFD assessments, builder warranties, solar ownership or lease terms, construction timelines, future road connections, and nearby planned development. B E S T K N O W N F O R New construction, community planning, parks, schools, and ongoing development. I N F O L S O M I N S I G H T H O U S I N G F E E L A mix of newer resale homes and active new-home C O N S I D E R A T I O N S Construction activity and amenities may evolve quickly; buyers should evaluate what exists today versus what is p la nned . B E S T K N O W N F O R Convenient connection to Highway 50, growing retail and service options, and newer residential communities. Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com 1 1 N E I G H B O R H O O D S 0 8 S O U T H F O L S O M & F O L S O M R A N C H Newer Homes, Growing Amenities & Future Opportunity South Folsomand Folsom Ranch represent the city’s major growth area. Buyers are drawn to newer construction, contemporary floor plans, energy-efficient features, neighborhood parks, planned amenities, and a range of builder and resale options. Folsom Ranch South Folsom New construction pricing is not just the base price. Compare lot premiums, design-center selections, incentives, financing terms, solar arrangements, HOA fees, and special assessments.

L I V I N G I N F O L S O M Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com 1 2 P R E M I U M H O M E S R U S S E L L R A N C H & P R E M I U M H O M E S Space, Views & Elevated Living B U Y E R C H E C K L I S TFor buyers seeking larger homes, elevated views,premium finishes, ora more executive- oriented setting, areas around Russell Ranch and select hillside communities can offer a different side of Folsom. These homes often emphasize indoor-outdoor living, modern design, larger lots, solar features, and proximity to open space or regional views. Viewandprivacy protection Lot orientation and afternoon sun HOA and design guidelines Solar ownership, battery systems, and utility costs Special assessments or Mello-Roos Landscaping, pool, and maintenance expenses Resale competition from nearby new construction

L I V I N G L O C A L I N F O L S O M I N S I G H T Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com S H O P P I N G & D I N I N G 1 3 1 0 S H O P P I N G , D I N I N G & E S S E N T I A L S Convenience Close to Home Shopping Dining & Entertainment —Historic Folsom restaurants, Healthcare & Services —Local medical offices, urgent —FolsomPremium Outlets —Broadstone-area retail and services —Grocery, home improvement, fitness, and everyday neighborhood retail —Historic Folsom boutiques and local businesses cafés, pubs, and events —Casual neighborhood dining throughout the city —Arts, local events, and nearby entertainment options care, specialty services, pharmacies, veterinary care, and regional hospital access —Verify providers and insurance- network availability based on your personal needs Folsom’s convenience is highly neighborhood-specific. A home may be close to trails and open space but farther from everyday retail, while other areas trade scenery for walkable access to errands and dining.

L I V I N G I N F O L S O M T H I N G S L O C A L S K N O W Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com R E C R E A T I O N 1 4 1 1 O U T D O O R R E C R E A T I O N Parks, Water & Trails Folsom Lake Lake Natoma American River CorridorBoating, fishing, camping, hiking, biking, and shoreline r ecr ea ti on City parks across the community Johnny Cash Trail — a Class I trail connecting toward Historic Folsom and Folsom Lake Crossing Acres of open space Paddling, rowing, walking, and cycling Trails, water access, and recreation Paved bike and pedestrian p a ths 49 2.75 mi ≈980 50+ mi · · Early morning is often the best time for summer trail use. Parking and lake access can be busier on warm weekends and h ol iday s. ·Water levels, access points, weather, and park conditions change seasonally. A favorite neighborhood can feel very different on a weekday morning, a Friday evening, and a summer weekend—visit more than on ce. ·

W H A T L I V I N G I T M E A N S M E D I A N S A L E P R I C E I N F O L S O M H O W H O M E S S O L D M E D I A N $ / S Q F T H O M E S S O L D Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com M A R K E T M E D I A N D A Y S O N M A R K E T M A R K E T C O M P E T I T I V E N E S S Source: Redfin, Folsom housing-market data, three months ending August 2026. Data may be revised and should be verified before publication. Market statistics are citywide, all-home-type figures for the stated period and are informational only. Real estate conditions vary by property type, neighborhood, condition, and pricing strategy. Consult Tiegen Boberg for a property-specific analysis. 1 5 R E P O R T 1 2 F A L L 2 0 2 6 R E A L E S T A T E M A R K E T Folsom Market at a Glance 0.92% year over year 21.5% year over year 3 days year over year $759,497 $376 ▼ 250 ▲ 29▲ Sale-to-list-price ratio Homes sold above list price Homes with price reductions 99.4% 34.5 % 34.4% 76 Very competitive Folsom remained a competitive market in late summer 2026, but buyers had more time and more reason to compare condition, location, upgrades, and pricing than during the peak frenzy. Homes generally sold close to their asking price, while a meaningful share still sold above list price. The strongest outcomes were likely tied to precise pricing, presentation, property condition, and neighborhood-level demand.

L I V I N G I N F O L S O M Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com B U Y I N G 1 6 1 3 B U Y I N G I N F O L S O M A Smarter Way to Buy in Folsom In a city with established neighborhoods, new construction, HOA communities, special assessments, and a wide variety of home ages, the right strategy goes beyond finding a home online. Tiegen Boberg helps buyers evaluate the details that can affect daily life, ownership cost, and resale potential. 07 05 03 01 06 04 02 Build a negotiation strategy around current competition and the specific property—not headlines alone. Compare neighborhood fit, not just square footage. For new construction, compare base pricing, upgrades, lot premiums, incentives, lender terms, and completion timing. Verify HOA documents, rules, fees, and transfer r eq ui r em ents . Confirm school and commute information directly with the relevant sources. Review property condition and future capital ex pens es . Ask about Mello-Roos, CFD, and other special assessments.

L I V I N G I N F O L S O M Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com S E L L I N G 1 7 1 4 S E L L I N G I N F O L S O M Position Your Home for the Right Buyer Folsom buyers are often comparing multiple lifestyle options: established character, trail access, larger yards, newer finishes, low-maintenance living, golf or lake proximity, and new-construction alternatives. A strong listing strategy makes the home’s specific lifestyle advantage easy to understand. 05 03 01 06 04 02 Understand competing inventory, including nearby new-home communities. Highlight features buyers value: updated systems, solar terms, outdoor living, storage, views, trails, school and park proximity, and community amenities. Establish a price using current, neighborhood- level comparable sales. Address deferred maintenance before it becomes a buyer objection. Prepare the home for photography, video, showings, and online discovery. Use a launch and negotiation strategy tailored to the home, not a generic formula.

L I V I N G I N F O L S O M Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com 1 8 P R O S & C O N S I D E R A T I O N S 1 5 P R O S & C O N S I D E R A T I O N S The Realities of Living in Folsom Why residents choose Folsom What to consider The best Folsom neighborhood is the one that matches your actual routine, financial comfort level, commute, and preferred lifestyle. + + + + + + – – – – – – Outdoor lifestyle with lakes, river access, trails, parks, and open space Established and newer neighborhood choices Historic Folsom dining, retail, events, and community character Regional employment and transportation access Strong appeal for families, professionals, and move-up buyers Broad range of home styles and ownership experiences Home prices and ownership costs may be higher than in some nearby Sacramento-area communities Traffic patterns can be significant during peak commute periods HOA fees, Mello-Roos, CFDs, and solar terms vary by community New-growth areas can involve ongoing construction and evolving amenities Lake and trail access can be busier during peak recreation periods Home age, lot orientation, topography, insurance, and maintenance needs vary widely by neighborhood

L I V I N G I N F O L S O M Tiegen Boberg | 916.747.0773 | tiegen@tiegenboberg.com | www.TiegenBoberg.com Scan to connect with Tiegen Boberg 1 9 C O N N E C T 1 6 Y O U R N E X T M O V E Considering a Move to Folsom? Whether you are relocating, comparing established neighborhoods with new construction, preparing to sell, or simply trying to understand where you fit in the Folsom market, Tiegen Boberg can help you make a confident next move. R E Q U E S T A H O M E V A L U E & S E L L I N G S T R A T E G Y R E Q U E S T A P E R S O N A L I Z E D F O L S O M H O M E S E A R C H G E T A N E I G H B O R H O O D - B Y - N E I G H B O R H O O D C O N S U L T A T I O N → → →N I C K S A D E K S O T H E B Y ’ S I N T E R N A T I O N A L R E A L T Y 916.747.0773 tiegen@tiegenboberg.com www.TiegenBoberg.comBROKER ASSOCIATE | CA DRE# 01964215