Created in Canva
Y O U R G U I D E T O N A V I G A T I N G T H E H O M E B U Y I N G P R O C E S S W I T H C O N F I D E N C E A N D A S T R A T E G Y T H A T W O R K S F O R Y O U . C L A R I T Y . S T R A T E G Y . C O N F I D E N C E . H O M E O W N E R S H I P S T A R T E R G U I D EMetro Atlanta EditionAngel TurnerR E A L T O R ® | R E N ET O P 1 0 % P R O D U C I N G R E A L T O R ® T H E T U R N E R C O L L E C T I V E 6 7 8 - 8 7 7 - 4 9 2 0 A N G E L @ A N G E L T U R N E R . H O M E S
Hi there,I ’ m s o g l a d y o u ’ r e h e r e . W h e t h e r y o u ’ r e j u s t s t a r t i n g t o t h i n k a b o u t b u y i n g a h o m e o r y o u ’ r e r e a d y t o m a k e a m o v e , t h i s g u i d e w a s c r e a t e d w i t h y o u i n m i n d . A s a f o r m e r e d u c a t o r t u r n e d R e a l t o r ® , m y a p p r o a c h h a s a l w a y s b e e n r o o t e d i n e d u c a t i o n , s t r a t e g y , a n d e m p o w e r m e n t . I b e l i e v e h o m e o w n e r s h i p s h o u l d n ’ t f e e l o v e r w h e l m i n g — i t s h o u l d f e e l c l e a r , a c h i e v a b l e , a n d a l i g n e d w i t h y o u r g o a l s . I n s i d e t h i s g u i d e , y o u ’ l l f i n d t h e s t e p s , r e s o u r c e s , a n d i n s i g h t s y o u n e e d t o m o v e f o r w a r d w i t h c o n f i d e n c e . Y o u d o n ’ t h a v e t o h a v e e v e r y t h i n g f i g u r e d o u t — y o u j u s t n e e d t h e r i g h t p l a n a n d t h e r i g h t s u p p o r t . T h i s i s n ’ t j u s t a b o u t b u y i n g a h o m e . I t ’ s a b o u t b u i l d i n g a f u t u r e . I ’ m h e r e w h e n y o u ’ r e r e a d y .Angel Turner
G e t F i n a n c i a l l y R e a d y C h e c k c r e d i t , r e v i e w i n c o m e , s t a r t s a v i n g U n d e r s t a n d Y o u r B u y i n g P o w e r F o c u s o n m o n t h l y c o m f o r t , n o t m a x a p p r o v a l G e t P r e - A p p r o v e d C o n n e c t w i t h a l e n d e r a n d g e t y o u r n u m b e r s E x p l o r e Y o u r O p t i o n s G r a n t s , a s s i s t a n c e , r e s a l e , n e w c o n s t r u c t i o n S t a r t Y o u r S e a r c h T o u r h o m e s w i t h a s t r a t e g y M a k e a S t r o n g O f f e r N e g o t i a t i o n m a t t e r s C l o s i n g D a y K e y s i n h a n d Your Path to Homeownership
You Don’t Need 20% Down T y p i c a l O p t i o n s : F H A : 3 . 5 % d o w n C o n v e n t i o n a l : 3 – 5 % d o w n V A : 0 % d o w n A S S I S T A N C E O P T I O N S : G e o r g i a D r e a m P r o g r a m L o c a l c o u n t y g r a n t s S e l l e r - p a i d c l o s i n g c o s t s R a t e b u y - d o w n i n c e n t i v e s Many buyers purchase with less than $10,000 out of pocket depending on strategy.
Are You Ready to Buy? C r e d i t s c o r e r e v i e w e d S t a b l e i n c o m e ( 2 + y e a r s p r e f e r r e d ) D e b t m a n a g e a b l e S a v i n g s s t a r t e d D o c u m e n t s r e a d y ( W 2 s , p a y s t u b s , b a n k s t a t e m e n t s ) You don’t need perfection—just preparation.
Let’s Talk Numbers Your comfort matters more than your approval amount. E X A M P L E S : $ 3 0 0 K H o m e → ~ $ 2 , 1 0 0 / m o n t h * $ 4 0 0 K H o m e → ~ $ 2 , 7 0 0 / m o n t h * $ 5 0 0 K H o m e → ~ $ 3 , 3 0 0 / m o n t h * ( * E s t i m a t e d . V a r i e s b a s e d o n r a t e a n d t e r m s )
Real Story. Real Results. M y c l i e n t r e l o c a t e d t o G e o r g i a a n d w a s n ’ t s u r e w h e r e t o s t a r t . W i t h i n j u s t t w o w e e k s , w e i d e n t i f i e d t h e r i g h t h o m e , n e g o t i a t e d s t r a t e g i c a l l y , a n d s e c u r e d $ 1 2 , 0 0 0 i n c l o s i n g c o s t s . W i t h t h e r i g h t p l a n a n d e x e c u t i o n , t h e y w e n t f r o m u n c e r t a i n t o h o m e o w n e r — q u i c k l y a n d c o n f i d e n t l y . T h a t ’ s t h e p o w e r o f s t r a t e g y .
I need 20% down My credit has to be perfect I should wait for rates Many buyers qualify with 3–5% or less There are options for a range of credit scores Strategy matters more than timing M Y T H T R U T H Let’s Clear This Up
Schedule a consultation Get pre-approved Build your custom plan Your Next Steps Let’s create a strategy that works for you.Angel TurnerR E A L T O R ® | R E N ET O P 1 0 % P R O D U C I N G R E A L T O R ® T H E T U R N E R C O L L E C T I V E 6 7 8 - 8 7 7 - 4 9 2 0 A N G E L @ A N G E L T U R N E R . H O M E S
1. Waiting too long to start 2. Not understanding their numbers 3. Skipping pre-approval 4. Letting fear delay action 5. Not having the right guidance Top 5 Mistakes First-Time Buyers Make The right strategy avoids all of these.