A printable budget planner collection with 112 pages. It includes sections for setting up a budget, tracking paydays and spending, managing savings and debt, and a monthly index for each month from January to December. The planner offers printable PDFs in A4, A5, and US Letter sizes, a tablet PDF with navigation links, and an Excel workbook for automatic calculations. It provides filled examples…
This document is a printable budget planner collection created by PaperLakerStudio. It is designed for individuals who want to organize their personal finances using a structured system of worksheets and trackers. The planner covers a full year with monthly sections and foundational planning tools.
The planner begins with setup instructions. It explains how to choose between printable PDFs in A4, A5, or US Letter sizes, a tablet PDF with navigation links, and an Excel workbook with automatic calculations. Users are guided to select their pay period, list committed expenses, assign remaining money to categories, and return weekly to review spending.
The foundations section includes pages for a money profile, goal setting, an account directory, and an annual bill map. Users can record their priorities, savings targets, and recurring bills. The account directory advises using nicknames only and avoiding sensitive details like account numbers or passwords.
The monthly index lists pages 41 through 112 for January to December. Each month includes a calendar, budget, paydays, expenses, weekly check-ins, and a review. All calendars are undated and start on Monday. The planner also provides filled examples showing how to record income, expenses, transfers, and refunds without double counting.
The Excel workbook allows users to enter transactions once and view monthly totals, category budgets, savings goals, and net worth. It uses formula cells for automatic calculations and requires no macros or bank connections. The printable PDFs and tablet PDF do not include automatic calculations or fillable form fields.