This guide is written for anyone relocating to Navarre on Florida's Emerald Coast, whether for work, a military PCS move, retirement or a beach property purchase. It introduces the area's white-sand beaches, family-friendly communities and outdoor recreation. The document covers where Navarre is located with drive times to nearby cities and military bases. It describes different neighborhoods…
This is a relocation guide created by Shelly Stefanko, a Realtor based in Navarre, Florida. It is intended for people moving to Florida's Emerald Coast, including those relocating from another state, retiring, completing a military PCS move, or searching for a beach property. The guide covers what makes Navarre attractive: its beaches, family-friendly communities, school options, military-friendly location, boating and fishing, and convenient location on the Emerald Coast.
The guide explains where Navarre is located, listing approximate drive times to Pensacola, Pensacola Beach, Gulf Breeze, Fort Walton Beach, Destin, Hurlburt Field and Eglin Air Force Base. It then describes four different neighborhoods: Holley by the Sea, Hidden Creek, East Bay Area and Navarre Beach, noting what each area is best suited for, such as families, military relocation, larger properties or beachfront living.
A section on the cost of living in Navarre provides median sold prices around $435,000 to $439,000. It breaks down homeowners insurance costs by flood zone, from low-to-moderate risk Zone X to high risk Zone AE and coastal high hazard Zone VE. Average monthly utility costs are also listed for electricity, water and sewer, trash and recycling, and high-speed internet.
The guide covers schools and family life, noting that Navarre is served by Santa Rosa County District Schools with A rated schools. It lists elementary, K-8, middle and high schools, and advises verifying current school assignments for specific properties. A section for military families addresses PCS moves, with a checklist that includes comparing commute times, verifying school zones, understanding flood zones, reviewing insurance, asking about HOA rules, exploring VA financing and touring…
The document describes the local lifestyle with beach days, fishing, boating, paddling, sunsets and outdoor life. It includes a pre-purchase checklist of questions about flood zones, insurance, HOAs, short-term rental rules, age of roof and major systems, and commute times. A moving checklist covers tasks at 60 days, 30 days, 14 days and moving week. The guide ends with the Realtor's contact information and an offer of a free relocation consultation, personalized home search and virtual home…