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W E L C O M E I'm so glad you're here!Buying a home is one of the biggest decisions you mote. and I'm here to moko the process smooth, exciting, and stress- troo. This guide wil wok you through every step of the journey.Let's find your perfect home. I'm here to answer your questions and guide you every step of the way.LLLLHHHH
H I , I ' M Jessica LaurenYOUR REALESTATEADVISOR With over 8 years of experience. I help buyer's find more than just a house- I help them find a place to call home.MY MISSION To provide you with exceptional service, honest advice, and ocoomless home buying experienceLLLLHHHH Know your budget before you start house hunting. A mortgage pre-approval strengthens your offer and helps you shop with confidence. Create a list of your must-haves and nice-to-haves. Prioritize location, layout, and long-term value over cosmetic features. Never Skip the Home Inspection A professional inspection can uncover hidden issues and help you avoid unexpected repair costs after closing.
THE HOME BUYINGTimeline Understand your budget and get pre-approved for a loan. 2. HOME SEARCH 1. PRE-APPROVAL 3. MAKE AN OFER 4. UNDER CONTRACT 5. DUE DILIGENCE 6. CLOSING DAY submit a strong offer and negotiate the best terms for you. your offer is accepte. We are officially on our way to closing.Sign the papers, and get the keys to your new home! 01 02 03 04 05 06inspections, appraisal, and finalizing your financing. We handle the details. We’ll search for homes that match your needs and lifestyle. I’ll be with you evey step of the way. Lets make your dream home a reality Your step-by-step guide to finding and buying your dream home. YOUR DREAM HOME AWAITS!
HOMEInspectionThe Inspection ensures the home is in the condition you expect before closingWHAT WE CHECK:TIP: We review the inspection report 100ther and determine the next steps. Structure & Foundation Plumbing Electrical Appliances roof & actic HVACLLLLHHHH
YOUR DREAM HOME AWAITS!THE OFFERProcess STRATEGY A mortagage is a loan used to purchase your home. Here are some key things to know. We review market data and create a winning strategy SUBMIT AN OFFER NEGOCIATION ACCEPTED We negociate the best terms for you. The seller accepts and we move forward. Your offer is presented to the seller Tip: work with a trusted realtor to find the best loan for you.
YOUR DREAM HOME AWAITS! MORTAGAGEBasics Show you’re a serious buyer DOWN PAYMENT PRE-APPROVAL INTEREST RATE LOAN TYPES Affects your monthly payment and total cost. Conventional, VA, USDA, and more. Typically 5% - 20 % of the home price Tip: work with a trusted realtor to find the best loan for you. A mortagage is a loan used to purchase your home. Here are some key things to know.
CLOSING Closing costs are fees paid at the end of your home purchase. TYPICAL COSTS INCLUDE enssurance Prepaid Fees & Insurance Typically 2%-5% ofTypically 2%-5% ofTypically 2%-5% of the home purchasethe home purchasethe home purchase pricepriceprice Typically 2%-5% of the home purchase priceCosts Loan organisation fees Approval fees Extra fees Boarding feesLLLLHHHH
We've agreed on tea and are making forward! MOVING 2-3 WEEKS Ocrone 1 WEEK BEFORE Confirm moving date MOVING DAY A little planning now. A smoother moving.Checklist 2 - 6 WEEKS Before We've agreed on tea and are making forward! We've agreed on tea and are making forward! We've agreed on tea and are making forward!
Have more questions?I'm always here to help!FREQUENTLYAsked Questions Q: HOW MUCH DO I NEED TO BUY A HOME? A: It depends on the home and loan type. Many loans require as little as 3% down. Q: HOW LONG DOES THE PROCESS TAKE? A: On average, 30–45 days from offer to closing. Q: CAN I BACK OUT AFTER OFFERING? A: Yes, but it may cost you depending on your contract and contingencies. Q: DO I NEED PERFECT CREDIT? A: No. There are loan options available for a variety of credit scores.
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