This guide from the Debra Burke Group at Coldwell Banker Realty in Chester, NJ helps home buyers navigate the Fall 2026 market. It covers expert forecasts for mortgage rates (expected to stay in the mid 6% range through mid-2027), moderate home price growth (projected 2.1% nationally), and the seasonal slowdown in home sales. The document explains how rising inventory gives buyers more options…
This is a home buyer guide published by the Debra Burke Group of Coldwell Banker Realty in Chester, NJ for the Fall 2026 market. It is intended for prospective home buyers who want to understand current conditions before making a purchase decision.
The guide opens with mortgage rate forecasts from Clever-Best Interest and other experts, showing rates are expected to stay in the mid 6% range through at least mid-2027. It explains that rates are influenced by inflation, the economy and global events, and discusses options like adjustable-rate mortgages, rate buydowns and assumable mortgages.
Home price forecasts are covered next, with projections showing prices will rise by an average of 2.1% nationally in 2026. The guide notes that while trends vary by local market, most areas will see moderate price growth rather than declines.
The document then addresses home sales trends, explaining that after a slow winter and spring peak, the market is entering a seasonal slowdown. It notes that fewer sales in fall gives buyers more power, with inventory climbing and price cuts becoming more common.
Inventory recovery is highlighted as a key bright spot. Data from Realtor.com shows 16 states and Washington D.C. are back above pre-pandemic inventory levels. The guide explains how more homes for sale gives buyers time, options and leverage.
Finally, the guide covers seller concessions and builder incentives, with Redfin data showing 46% of sellers offered concessions and 16% cut prices. It compares existing homes versus new construction and advises targeting homes that have been on the market longest for the best deals.