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OO PP TT II OO NN OO PP TT II OO NN O P T I O NOO BB LL II GG AA TT II OO NN ?? OO BB LL II GG AA TT II OO NN ?? O B L I G A T I O N ?COLLAB PT - Filipino, CLE, AP, ENGLISH, GMRC Members: Talolong, Corona, Castillo S.ORORGrade 9 - Jonah : Group 2

Ang aming pabalat na pahina ay naglalaman ng dalawang pagpipilian ng paksa para sa aming argumentatibong sanaysay—na humahantong sa talakayan kung aling opsyon ang mas mainam sa mga tuntunin ng kritikal na pag-iisip, pag-unawa, at ang kalagayan ng demand sa presyo ngayon. Ang aming pabalat na pahina ay may iba't ibang grapiko at marangyang disenyo na naaayon sa aming napiling paksa. Bukod pa rito, ang aming sanaysay ay naglalaman din ng mahalagang halaga ng pagpili kung ano ang pinaka-kapaki-pakinabang at kung ano ang tumutugon sa mga pangangailangan ng isang tao. Samakatuwid, itinuturo nito ang aral na gamitin ang iyong ginagamit hangga't ito ay gumagana at magagamit pa rin, at iwasan ang pagsunod sa lipunan upang sumali sa ilang mga uso, o upang lamang mag "clout-chase".

How good is the interior of your brand new and cleaned Mercedes, when you are forced to sleep in it? In our world currently, some people would sell their reliable car and buy the brand new Mercedes, rather than paying for their rent. They would want to jeopardize their financial stability for instant gratification and attention from others, rather than live with the reliable Corolla and stable finance.

The demand for luxurious cars has rised throughout the years due to social media and its influence. A study by ResearchGate & Atlantic Press on how social media influences financial decisions stated that people are easily swayed by influencers living luxury lifestyles. This is the culture of "clout chasing" or seeking attention where influenced young adults are more inclined to visible options what people see rather than the non-visible like rent and bills. On the other hand, research also says that social media isnt the main factor. That when an individual actively seeks attention it could actually improve their critical thinking, and discernment on how they save or financial knowledge.NEW CAR! 👀✨

We can also argue on how high-performance luxurious cars are more crash prone than reliable/safety cars. The Insurance Institute for Highway Safety (IIHS) has charted that Ferrari's and Bentley's contribute to the top of crash prone vehicles on the road. Psychologists state that drivers of such cars are more inclined to reckless driving, breaking the natural moral law of distinguishing good or bad due to pushing their engines to the max to show off.In contrast, drivers of Toyota are stated to be more practical in thinking while on the road, leading to less accidents. But we cannot forget that expensive cars are also more equipped with crash-avoidance systems, safety systems, and also use heavier material, aiding in protection of the driver in an event of a crash.

Further adding to the public/visible options like an expensive car. As when an individual is driven by pressure for online status, they spend on high- performance vehicles that they cannot financially afford, making a simple transportation to a physical and financial difficulty. But until we change our values from just looking succesful to being financially stable, many people will realize that in the end of the day. That a heated leather seat and a comfortable steering wheel is a poor substitute for a roof on their head.Ultimately, seeking validation by buying a seeming high status lifestyle is dangerous for the trade-off of simple social status. This societal- need for attention does not stem from lack of financial knowledge, rather from our vulnerability to visible status. Social media adds to this crisis by not showing the silent obligations, such as rent, bills, expenses, food, and etc.

What we can learn from this is to always take time to discern or always explore our decisions, to see what's wrong and right, to be the stewards that God wanted us to be. To be disciplined in our thinking, to remember that status doesnt come from showing off things that dont last, but creating presence through your actions is what really creates status, not just luxurious items/vehicles. We can also learn from this essay that having integrity in important decisions of young adulthood can heavily affect on your outcome.Reflection

Behaviour and How Social Media Distractshttps://www.researchgate.net/publication/380208127_A_Study_ on_The_Social_Media_Influence_on_Financial_Decisionshttps: //www.atlantis-press.com/proceedings/fimm-25/126017228 https://www.researchgate.net/publication/406316244_The_Role_ of_Social_Media_in_Influencing_Investment_DecisionsFinancial Decision References Luxury Vehicle Accident Stats https://www.iihs.org/https://www.doddlawfirmct.com/2023/07/20/the -role-of-social-media-in-car-accidents- distractions-evidence-and-legal-issues/Resources !Sincerely, Talolong, Corona, & Castillo S.

Writer, ResearcherTristan Val Jefferson TalolongAmber Audrey Corona Editor, WriterSean Ethan Castillo Member

Option- or -OBLIGATIONGroup 2 Talolong, Tristan Val J. Corona, Amber Audrey A. Castillo, Sean Ethan